Compliance and credit intelligence for Malta
Local presence. Global data. One partner.
Sanctions and PEP screening, KYB, credit reports and onboarding platforms for Malta's regulated industries — delivered by the Malta Credit Bureau and Infocredit Group.
MaltaMalta's regulated sectors — banking, payments, gaming, insurance and corporate services — face some of Europe's most closely watched compliance expectations. Infocredit Group serves the Maltese market on the ground through Malta Credit Bureau (MCB Ltd), pairing local credit data and market knowledge with the screening platforms and global data of LexisNexis Risk Solutions and our own ComplianceSuite, RISQO and API4ALL platforms.
On the ground
A Malta office, not a remote mailbox
Infocredit Group operates in Malta through its group company Malta Credit Bureau (MCB Ltd), the island's credit bureau. The team supports clients directly with implementation, list tuning and advisory — and Infocredit Group is a member of the FinanceMalta network.
- Strategic partner of LexisNexis Risk Solutions in Malta — WorldCompliance, Bridger Insight XG, Emailage
- Home of the Malta Credit Bureau — local credit reports and scoring
- Member of the FinanceMalta network
- Direct support for MFSA and MGA supervised firms
Malta Office (MCB Ltd)
Mdina Bastions, Block D, Office 1, N/S off Mikelang Sapiano Street, Zebbug, ZBG 1870, Malta
Contact the teamBusiness details
Our verified listing for Malta
The same name, address and phone number we publish in every directory, association profile and business listing.
- Name
- Infocredit Group Ltd — Malta Credit Bureau (MCB Ltd)
- Address
- Mdina Bastions, Block D, Office 1, N/S off Mikelang Sapiano Street, Zebbug ZBG 1870, Malta
- Phone
- +357 22 398 000
- Hours
- Mon–Fri, 08:00–17:00 (EET/CET)
What we deliver
Solutions for the local market
The same platforms and data trusted by regulated groups internationally, delivered with local support.
Sanctions, PEP and adverse media screening
WorldCompliance screening for onboarding and ongoing monitoring, tuned to cut false positives for Maltese and international customer bases.
Maltese company credit reports
Credit reports, scores and monitoring on Maltese businesses through the Malta Credit Bureau — the authoritative local source.
KYB and registry verification
Verify Maltese and foreign entities, directors, shareholders and UBOs through API4ALL and ComplianceSuite onboarding journeys.
Player and customer due diligence
KYC, affordability and fraud signals for gaming and payments firms, including Emailage email-risk intelligence.
Ongoing monitoring
Automated re-screening and periodic review cycles so customer files never silently go stale between audits.
Cross-border data coverage
Malta-based groups with international clients get screening and business data across 240+ jurisdictions from a single integration.
Regulatory context
What Maltese supervisors expect from an AML programme
Malta applies the EU anti-money-laundering framework through the Prevention of Money Laundering Act and the Prevention of Money Laundering and Funding of Terrorism Regulations, with the Financial Intelligence Analysis Unit (FIAU) as the AML supervisor and issuer of the Implementing Procedures. Sector supervision sits with the Malta Financial Services Authority (MFSA) for banking, payments, investment services and insurance, and with the Malta Gaming Authority (MGA) for licensed gaming operators.
The FIAU Implementing Procedures are unusually specific about evidence, and that shapes what an inspection actually looks like: a documented business risk assessment, customer risk assessments that drive the level of due diligence applied, screening of customers and connected parties against sanctions, PEP and adverse media data at onboarding and on an ongoing basis, verified beneficial ownership, and records showing who decided what and why. Malta's high proportion of internationally-owned corporate structures makes the ownership piece the hardest part for most firms.
Infocredit Group works on that operating layer through Malta Credit Bureau. We implement screening and onboarding technology, tune matching against your real customer base so alert volumes stay workable for the size of your compliance team, and keep the methodology documented in a form that survives FIAU or MFSA review.
- Risk-based customer due diligence
- CDD, SDD and EDD journeys driven by customer risk scoring you can evidence, in line with the FIAU Implementing Procedures.
- Beneficial ownership evidence
- Ownership chains for Maltese and foreign entities resolved from the Malta Business Registry and international registries, retained as evidence.
- Ongoing screening
- Customers and connected parties are re-screened as lists change, so designations made after onboarding are caught immediately.
- Inspection-ready audit trail
- Alerts, decisions, overrides and reviewers time-stamped and exportable for FIAU, MFSA or MGA review.
Who we work with
Sectors we support across Malta
Malta's regulated economy is concentrated in a handful of sectors with very different compliance shapes. A remote gaming operator onboards players at consumer volume and needs speed with affordability and fraud signals; a corporate service provider handles a smaller number of far more complex ownership structures; a payments firm needs both. We configure the same platforms and data differently for each.
- Banks and credit institutions
- Retail and corporate onboarding, sanctions and PEP screening, monitoring and case management aligned to MFSA and FIAU expectations.
- Payments and EMIs
- High-volume customer and merchant onboarding through API-driven KYB, UBO resolution, sanctions screening and Emailage email-risk signals.
- Remote gaming operators
- Player identity verification, source-of-funds and affordability signals, and continuous re-screening for MGA-licensed operators.
- Corporate service providers
- Client take-on and periodic review for CSPs handling internationally-owned Maltese structures with layered ownership.
- Insurance
- Policyholder and intermediary due diligence, screening at inception and claim stage, and risk-driven periodic reviews.
- Lenders and credit providers
- Malta Credit Bureau reports and scoring on Maltese businesses and consumers for permissible-purpose credit decisions.
Local data
Why the Malta Credit Bureau matters for local decisions
International databases are strong on global sanctions, PEP and adverse media coverage, but thin on the financial behaviour of small Maltese businesses and consumers. Malta Credit Bureau (MCB Ltd), Infocredit Group's Malta group company, operates Malta's credit bureau and fills that gap with local credit reports and scoring available to lenders and other permissible-purpose users.
For a Maltese lender or credit-granting business, this is the difference between assessing an applicant on documents they supply and assessing them on observed local repayment behaviour. For compliance teams, the same local company data supports KYB verification and ownership checks on counterparties that international sources cover only superficially.
Because both the bureau and the screening platforms sit inside one group, Maltese clients can combine local credit intelligence with global compliance data through a single relationship, a single contract and a single support team on the island.
How we deliver
From scoping to live in the Maltese market
Engagements start with scoping against your licence category and customer mix — an MGA-licensed operator and an MFSA-licensed payments firm end up with materially different configurations. We then set list selection and matching thresholds and test them against a sample of your live customer base, so you see realistic alert volumes before committing.
Integration depends on your engineering capacity. Firms with developers consume API4ALL directly from onboarding or core systems for straight-through checks. Firms without work in the hosted ComplianceSuite interface, where analysts handle onboarding, alerts and cases with no integration project. Many Maltese clients use both.
After go-live the Malta team stays involved: recalibrating thresholds as the customer book grows, training new analysts, and supporting the methodology documentation your supervisor will ask about.
- 1. Scoping against your licence
- MFSA, MGA or other supervisory obligations mapped to customer segments, jurisdictions and existing tooling.
- 2. Configuration and tuning
- Lists and matching thresholds tested against your real customer data before production.
- 3. Integration or hosted rollout
- REST API integration, the hosted ComplianceSuite interface, or a combination of both.
- 4. Ongoing local support
- Recalibration, analyst training and methodology support from the Malta office.
Where this runs
The Infocredit platforms behind it
Match the requirement to the platform built for it.
ComplianceSuite
Onboarding, risk-based CDD/EDD, screening, monitoring and case management for Malta's regulated entities.
Explore ComplianceSuiteAPI4ALL
REST API for company search, KYB and report ordering — run checks on Maltese and global entities from your own systems.
Explore API4ALLRISQO
Counterparty risk intelligence across credit, supplier, ESG and cyber exposure.
Explore RISQOFAQ
Common questions
- What does Infocredit Group offer in Malta?
- Through our Malta presence we deliver AML/CTF screening (sanctions, PEPs, enforcement and adverse media), company credit reports and KYB data through the Malta Credit Bureau, and onboarding and monitoring platforms for banks, insurers, gaming operators, corporate service providers and other regulated entities.
- Is Infocredit Group the LexisNexis Risk Solutions partner for Malta?
- Yes. Infocredit Group is the strategic partner of LexisNexis Risk Solutions in Malta, delivering WorldCompliance Online Search, WorldCompliance Data, Bridger Insight XG and Emailage with local implementation, tuning and support.
- What is the Malta Credit Bureau?
- Malta Credit Bureau (MCB Ltd) is Infocredit Group's Malta group company. It operates Malta's credit bureau, providing credit reports and scoring on Maltese businesses and consumers to lenders and other permissible-purpose users.
- Do you support gaming and payments companies licensed by the MGA or MFSA?
- Yes. We support Maltese-licensed gaming, payments and financial services firms with player and merchant due diligence, sanctions screening, fraud signals and ongoing monitoring tailored to MFSA and MGA regulatory expectations.
- Can Maltese companies data be pulled through an API?
- Yes. API4ALL exposes company search, KYB verification and report ordering for Maltese and international entities over a REST API with OAuth2, so checks can run directly from your own onboarding or core systems.
Talk to the regional team
We'll walk through your onboarding, screening or monitoring scenarios on a live environment — no generic slide deck.