Know Your Customer, end to end
Verify, assess, monitor — in one auditable workflow.
Identity verification, risk-based due diligence, continuous screening and case management for regulated firms.
Most KYC failures are not failures of intent — they are failures of evidence. Data sits in three systems, screening runs on a different schedule to onboarding, and nobody can reconstruct why a customer was accepted eighteen months ago. Infocredit Group's KYC capability puts collection, verification, screening and the decision record in a single case file, so the answer to an inspector's question is one click away.
Capabilities
What the platform needs to do
The functional building blocks regulated teams evaluate before they commit.
Identity verification
Validate identity documents and customer-supplied data at onboarding, with email and device risk signals to catch synthetic and compromised identities before an account opens.
Risk-based CDD and EDD
Configurable due diligence journeys that scale with the customer's risk rating — standard checks for low risk, enhanced evidence and senior sign-off where the risk model demands it.
Sanctions, PEP and adverse media
Screening against curated global sanctions, PEP, enforcement and adverse media data, tuned to cut false positives rather than bury analysts in them.
Ongoing monitoring and periodic review
Customers are re-screened as lists change and re-reviewed on a risk-driven cycle, so the file never silently goes stale between annual reviews.
Case management and audit trail
Every alert, discount, escalation and approval is recorded with the analyst, timestamp and rationale, producing the evidence pack regulators ask for.
API-driven checks
Initiate verification and report ordering directly from your own onboarding stack through API4ALL's REST endpoints with OAuth2 authentication.
How to choose
What separates a workable system from a shelf-ware one
Risk model you can actually change
Regulatory expectations and your customer mix both move. If changing a risk factor weighting requires a vendor project, the model will drift out of date.
False-positive tuning, not just more data
The cost of screening is analyst time. Judge a system by the quality of its matching and its tuning controls, not by the raw size of its watchlist.
One case file across KYC and KYB
Individuals and entities are rarely separable in practice — the UBO of a corporate client is a person you must also screen. Splitting them across tools guarantees gaps.
Evidence that survives an inspection
Reconstructing a decision from screenshots and email threads is how remediation projects start. Insist on a complete, exportable trail.
Integration on your terms
A separate portal your team logs into is a workaround. An API that fires checks from your existing onboarding flow is an integration.
Advisory alongside the software
Configuration is where most implementations fail. Access to AML specialists who can calibrate the risk methodology matters as much as the platform itself.
Where this runs
The Infocredit platforms behind it
Match the requirement to the platform built for it.
ComplianceSuite
Onboarding journeys, risk-based CDD and EDD, screening, transaction monitoring and case management for regulated entities.
Explore ComplianceSuiteAPI4ALL
REST API for company search, KYB and report ordering — run onboarding checks from your own systems.
Explore API4ALLRISQO
Counterparty risk intelligence when the KYC question extends into credit, supplier, ESG and cyber exposure.
Explore RISQOFAQ
Common questions
- What is KYC software?
- KYC (Know Your Customer) software automates the customer identification, verification and due diligence steps that regulated firms must perform before and during a business relationship. It collects and validates identity data, screens the customer against sanctions, PEP and adverse media sources, assigns a risk rating, and keeps an auditable record of every decision.
- How is KYC software different from KYB software?
- KYC covers natural persons — identity documents, proof of address, and individual screening. KYB (Know Your Business) covers legal entities — registry data, ownership and control structure, ultimate beneficial owners, and screening of the entity and its controllers. Most regulated onboarding needs both; ComplianceSuite handles them in the same case.
- Does KYC software replace a compliance officer?
- No. It removes the manual data-gathering and reduces false positives so analysts spend their time on genuine risk. The risk-based decisions, escalation thresholds and final judgement stay with the compliance function, which is what regulators expect to see documented.
- What should KYC software produce for an audit or inspection?
- A complete, time-stamped trail: what data was collected, which lists were screened and when, why an alert was discounted or escalated, who approved the risk rating, and when the customer is next due for review. If a system cannot reproduce that on demand, it will not hold up during an inspection.
- Can KYC checks be triggered from our own systems?
- Yes. API4ALL exposes company search and report ordering over a REST API with OAuth2, so onboarding checks can be initiated from your core system, CRM or onboarding portal rather than through a separate interface.
See it against your own cases
We'll walk through your onboarding, screening or monitoring scenarios on a live environment — no generic slide deck.