Know the business — and the people behind it
Registry data, ownership structure and entity screening in one check.
Verify business customers and counterparties: legal existence, directors and officers, ownership chain, UBOs and screening — through a platform or a REST API.
A business customer is only as verified as its ownership chain. Registration details are easy; establishing who ultimately controls an entity across three jurisdictions and two holding layers is where onboarding stalls and where risk hides. Infocredit Group supplies registry-sourced company data, structure reports that follow the chain to the beneficial owners, and screening on both the entity and its controllers.
Capabilities
What the platform needs to do
The functional building blocks regulated teams evaluate before they commit.
Company identification
Search by company name or registration number and confirm legal name, number, form, status, incorporation date and registered address from registry-sourced data.
Ownership and UBO discovery
Structure reports trace shareholders and holding layers to the ultimate beneficial owners, rather than stopping at the immediate parent company.
Directors and officers
Identify the individuals who direct and control the entity, so they can be verified and screened as part of the same onboarding case.
Entity and controller screening
Screen the business and its associated individuals against sanctions, PEP, enforcement and adverse media data before the relationship is approved.
Cross-border coverage
Verification across jurisdictions, supported by enhanced due diligence research where registry data is limited or unreliable.
API-first delivery
OAuth2-authenticated REST endpoints for company search and Credit, KYB and Structure report ordering, delivered straight into your systems.
How to choose
What separates a workable system from a shelf-ware one
Depth of the ownership chain
Ask how many layers a provider traverses and what happens when a shareholder is itself a foreign entity. Stopping at layer one is not KYB.
Registry-sourced, not scraped
Onboarding decisions need data you can point at an official source for. Provenance matters when a decision is challenged.
Entity and person in one case
UBOs are individuals subject to KYC. If your KYB tool cannot hand off to person screening within the same file, analysts rebuild the case manually.
Straight-through capability
The measure of a KYB integration is how many low-risk businesses onboard without human touch, and whether the exceptions surface cleanly.
Refresh, not just onboarding
Ownership changes. Decide up front how and how often verified structures are re-checked during the relationship.
Coverage where you actually trade
Global coverage claims mean little if the jurisdictions in your book are the thin ones. Test against your real customer geography.
Where this runs
The Infocredit platforms behind it
Match the requirement to the platform built for it.
API4ALL
Company search and Credit, KYB and Structure report ordering over REST with OAuth2 — built for straight-through onboarding.
Explore API4ALLComplianceSuite
Full onboarding journeys with KYB, CDD/EDD, screening and case management for regulated entities.
Explore ComplianceSuiteRISQO
Extend verification into credit intelligence, supplier and country exposure, ESG and cyber ratings.
Explore RISQOFAQ
Common questions
- What is KYB verification?
- KYB (Know Your Business) verification is the process of confirming that a business customer exists, is legally registered, and is who it claims to be — then identifying the people behind it. It covers registration details, legal status, directors and officers, the ownership chain, and the ultimate beneficial owners who must themselves be screened.
- What data does a KYB check need to return?
- At minimum: registered name and number, legal form, incorporation date and status, registered address, directors and officers, shareholders, and the ownership path to each UBO above the applicable threshold. For regulated onboarding, the entity and its controllers must also be screened against sanctions, PEP and adverse media sources.
- How is KYB different from a company credit check?
- A credit check answers whether the business can pay. KYB answers whether you are permitted and comfortable to do business with it at all — legal existence, control structure, and financial crime exposure. Many onboarding decisions need both, which is why credit and structure reports sit alongside KYB in our reporting.
- Can KYB checks be automated through an API?
- Yes. API4ALL provides company search by name or registration number and on-demand ordering of Credit, KYB and Structure reports over REST with OAuth2 authentication, so verification can run inside your onboarding flow rather than as a manual lookup.
- How do you handle complex or cross-border ownership structures?
- Structure reports trace the ownership chain across layers and jurisdictions rather than stopping at the immediate parent, which is where opaque structures usually hide. Where registry data is thin, enhanced due diligence research supplements it.
See it against your own cases
We'll walk through your onboarding, screening or monitoring scenarios on a live environment — no generic slide deck.