Infocredit Group
Checklist · ComplianceSuite

KYC & KYB Onboarding Readiness Checklist

Most onboarding delays trace back to the same three causes: missing documents, opaque ownership structures and screening that cannot be evidenced. This KYC and KYB checklist covers identity verification, company registry checks, UBO identification, sanctions and PEP screening, adverse media review, customer risk classification and the ongoing monitoring cycle — mapped to FATF recommendations, the EU AML directives and local regulator expectations in Cyprus, Malta, Greece, the UK and the UAE. Each step maps to a control inside ComplianceSuite, our KYC/KYB and AML compliance platform.

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What you will learn

  • The minimum KYC and KYB data set for retail, corporate and cross-border onboarding
  • How to trace ultimate beneficial owners through multi-layer and offshore structures
  • The red flags that should trigger enhanced due diligence before approval
  • How to set a monitoring and periodic review calendar by customer risk band

Who this is for

Compliance, AML and MLRO teams
Onboarding and KYC operations managers
Banks, EMIs, payment firms, fintechs and corporate service providers

Topics covered

KYC checklistKYB verificationUBO identificationPEP screeningCustomer risk rating

Frequently asked questions

What is the difference between KYC and KYB?
KYC verifies an individual customer's identity, while KYB verifies a business customer, its registry status, ownership structure and ultimate beneficial owners. The checklist covers both flows side by side.
Which regulations does the checklist follow?
It is aligned to FATF recommendations and the EU AML directives, with notes on local expectations in Cyprus, Malta, Greece, the UK and the UAE.
Can the checklist be used inside our own onboarding system?
Yes. Each step is written as a control you can map to your existing workflow, or to the equivalent module in ComplianceSuite.

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